Don Kramer

It's about Long-Term Care Planning:

it's not just about Long-Term Care Insurance

For people who want to live a life of dignity and security and not become a burden to those they love.

A FREE Presentation sponsored by your local Knights of Columbus Council

SEMINAR TOPICS INCLUDE:

The Four reasons people are being put in Nursing Homes.
What legal documents you should have prepared now.
What help you can expect from the government.
Four Steps in planning ahead for staying in your home.
How to pay for your care when your health declines.

REGISTRATION IS REQUIRED:

Seats are FREE, but limited
Free Continental Breakfast at each event
Contact us at kramerdon@aol.com and provide your Name, address, and phone number to make a reservation

DATE, TIME and LOCATION

TBA

YOUR PRESENTERS

Don Kramer is licensed by the State of Minnesota to deal with people and issues of aging. As a Minnesota State Senator he served on the Health Care, Family Services and Health Care and Family Services Finance Division Committees. He is a Certified Senior Advisor (CSA)® and works for the Knights of Columbus. He is the author of the book “'We're so sorry grandma, but…' Something that won't have to be said if you prepare for long-term care – what to do before it's too late ” .

Sylvia Kramer has a Bachelor of Science in Nursing degree and is a trained Personal Care Attendant and Respite Care provider. She worked as the head nurse in a nursing home and personally took care of her father and her mother when their health declined.

Lori Skibbie is an attorney with Henningson & Snoxell, Ltd. She received her Doctor of Laws degree from Drake University Law School . She practices in the areas of conservatorship and guardianship, probate administration, Wills and trusts and trust administration and estate planning.

PARTICIPANT FEEDBACK

“More people need this kind of information. I wish you would have done this for all of the people in our church” – Deacon Dave Holst

“Terrific, very informative.” – Rita Bray

“This seminar came at a good time for us. Very helpful” – Carrie Krautkremer

“The whole seminar was very educational and well put together” – Darrel Boser

“Excellent seminar – very helpful” – Mabel Wiswell

"Terrific, very informative" - Rita Bray

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Don’t wait until it’s too late! Learn how you can become financially free

For people who want to get ahead and have the flexibility and money to enjoy life.

A FREE Presentation sponsored by your local Knights of Columbus Council

SEMINAR TOPICS INCLUDE:

Underlying causes of financial problems.
Six Steps toward building a financial foundation.
What your financial planner didn’t tell you.
Five ‘habits’ of wealthy people.
How to recondition yourself for natural success.
World’s easiest money management method.

REGISTRATION IS REQUIRED:

Seats are FREE, but limited
Free Continental Breakfast at each event
Contact us at kramerdon@aol.com and provide your Name, address, and phone number to make a reservation

DATE, TIME and LOCATION

TBA

YOUR PRESENTER

Don Kramer has an MST degree and is licensed by the State of Minnesota to help families make guaranteed investments for their future and help them in the event of an untimely death. He is a Certified Senior Advisor (CSA)®. Don works for the Knights of Columbus and is the author of a book on Long-Term Care. Together with his wife Sylvia they have raised six children. Their children have spent a total of 62 years in private schools.

PARTICIPANT FEEDBACK

“I really enjoyed it and found it very useful. Thanks.”– Mary Randolph

“Great seminar. Wonderful to go to a seminar and not feel pressured into buying their services.”– Joann Gunia

“I really enjoyed it when you reflected on practical applications.”– James Stalberger