While Don Kramer is a Knights of Columbus Field Agent, he has not developed this web site in his capacity as an agent. All of the opinions and information included in this web site are his own work, not that of the Knights of Columbus.

Neither Don Kramer nor his agents, affiliates, employees or contractors shall be liable to you or any other person or entity for any loss or injury or any direct, indirect, incidental, consequential, special, punitive or similar damages, or any other damages of any nature whatsoever, arising out of any of the materials (or any portion thereof) contained or not contained in this web site. By using this web site, you hereby waive any and all claims against Don Kramer and his agents, affiliates, employees, and contractors arising out of your use of this web site and the information contained herein.